You Built the Business. Now Let's Build What It Leaves Behind.
We help promoters, professionals and families plan, structure and protect their personal wealth. Starting with the full picture — business holdings, property, investments, tax, family needs and succession. Advice that fits together, not siloed.
- The same team already understands your business and its cash flows
- Business and personal wealth planned together — not in separate silos
- Structuring advice that reduces tax across both company and family
- Succession planned in a way the family can actually agree to
- Confidential — handled with the discretion these conversations deserve
Nine Areas of Personal Wealth Planning
Comprehensive Financial Planning
A structured view of the full financial picture — income, assets, liabilities, insurance, education, retirement and liquidity needs. The plan that everything else flows from.
Investment Advisory
Advice on asset allocation, investment approach and how to think about risks and time horizons — across equity, debt, real estate and alternative assets. Advice only; we do not execute transactions on your behalf.
Tax-Efficient Structuring
Personal and family tax planning — salary vs. dividend decisions, gift structuring, HUF planning and coordination of personal tax with the business's tax position to reduce overall outflow.
Insurance Planning
Reviewing existing life, health and keyman policies — adequacy, overlaps and gaps. Advice on the right cover structure, with particular attention to business-related personal risk (loan guarantees, keyman exposure).
Succession & Estate Planning
Will drafting, nomination updates, trust structures and family governance — so that wealth transfers to the next generation in a way the family understands and agrees to, with minimal legal and tax friction.
NRI & Cross-Border Wealth
FEMA compliance, NRO/NRE structuring, repatriation planning, DTAA optimisation and advice on holding assets across India and overseas jurisdictions — for NRIs and families with cross-border ties.
Family Office Setup
For families with complex multi-asset, multi-member situations: governance charter, investment policy statement, consolidated reporting across all assets, and a structure for family decision-making.
Real Estate Advisory
Holding structure for property (personal vs. company vs. LLP), tax implications of acquisition and sale, rental yield analysis and guidance on how property fits within the broader personal wealth plan.
Retirement & Lifestyle Planning
Modelling the income the promoter needs post-exit — from dividends, FDs, rental income and liquid wealth — with a plan to get there without disrupting the business or family.
Most Suited to Promoters and Families with Business Wealth
Business Promoters
Promoters who need their personal finances planned in tandem with the business — salary, dividend structuring, surplus deployment and succession.
Professionals & Senior Executives
High-income professionals with accumulating personal wealth that hasn't been structured — tax optimisation, insurance review and a coherent plan.
NRIs & Returning NRIs
NRIs with Indian and overseas assets who need FEMA-compliant advice on how to hold, move and plan wealth across jurisdictions.
Families Approaching a Generational Transition
Families thinking about how the business and personal assets pass to the next generation — with minimum friction, minimum tax and maximum clarity.
Our Approach
We start with the full picture — business and personal — before making any recommendations. That's what allows us to plan in a way that actually fits together.
Full Financial Discovery
Income, assets, liabilities, insurance, family structure and goals — documented properly before any advice is given.
Integrated Wealth Assessment
We map personal wealth alongside the business — how much is locked in the company, what flows out and what is freely held.
Plan & Structuring Advice
A written wealth plan covering allocation, tax structuring, succession and insurance — with options and trade-offs made explicit.
Annual Review
The plan is reviewed each year — tax changes, business events, family changes — so it stays current and relevant.
The same team that runs the company's finances understands the personal picture. That's the difference between generic advice and advice that actually fits.
A Confidential Conversation About What You've Built
Wealth planning conversations are private by default. We start with a 45-minute call to understand your situation and see whether we can add value — no commitment, no paperwork at this stage.